LiteWork Finance vs. Mint at a glance
Mint was a pioneer - but it required handing your bank credentials to a third-party aggregator and ultimately shut down in 2024. Here's how LiteWork compares:
| Feature | LiteWork Finance | Mint (shut down) |
|---|---|---|
| Status | Active & growing | Shut down Jan 2024 |
| Bank linking required | Never - upload statements manually | Required (Plaid/Intuit) |
| Data selling | Never - we have no financial data | Yes - used for ad targeting |
| Free plan | Free forever, no expiry | Was free (now gone) |
| AI transaction import | Yes - CSV, PDF, screenshots | No |
| Net worth tracking | Yes, included free | Yes |
| Budget tracking | Yes, with visual progress bars | Yes |
| Financial goals | Yes - included free | Yes |
| AI financial insights | Yes - Roast, Coach & Health Reports | No |
| Where your data lives | Your own Google Cloud account | Intuit's servers |
| PRO plan price | $3.99/month | N/A (shut down) |
The problem with the Mint model
Mint was free because you were the product. It connected to your bank via aggregators like Plaid, giving a third party access to your transaction history, balance, and account credentials. That data was then used to target you with financial product ads.
When Intuit decided Mint was no longer profitable enough, they shut it down - leaving millions of users scrambling for an alternative, with years of financial data stranded on a platform that no longer existed.
LiteWork Finance is built on a different model entirely. We charge for PRO features directly. We have no access to your financial data - it lives in your own Google Cloud Firestore account. If we ever shut down, your data doesn't disappear.
Your data, your rules
LiteWork Finance stores your financial data in your own Google Cloud account under strict per-user security rules - only you can access it. We can't read it, sell it, or lose it in a breach. Delete your account and it's gone. No retention, no handover to third parties.
Getting your Mint data into LiteWork
If you exported your Mint transaction history before it shut down, you can import it into LiteWork Finance in minutes using AI Import. Upload your Mint CSV export and the AI will categorise every transaction automatically - then review and confirm before anything is saved.
If you didn't export in time, you can start fresh by uploading your current bank statements (CSV, PDF, or screenshot). Most UK and US banks are supported. One import covers up to 1,000 transactions.
Learn about AI Import →Common questions about switching from Mint
Is LiteWork Finance a good replacement for Mint?
Yes. LiteWork Finance covers the core features Mint offered - expense tracking, budgets, and net worth - without requiring bank linking or selling your data. The AI import feature makes it easy to bring in your transaction history from any bank via CSV, PDF, or screenshot.
Does LiteWork Finance link to my bank like Mint did?
No. Unlike Mint, LiteWork Finance never connects to your bank account. You upload your bank statement manually - the AI categorises everything automatically. Your login credentials are never involved at any point.
Is LiteWork Finance free like Mint was?
LiteWork Finance has a free plan that includes expense tracking, budgets, net worth tracking, financial goals, and 1 monthly AI credit - no credit card required and no expiry. PRO starts at $3.99/month for 50 monthly AI credits and an ad-free experience.
Why did Mint shut down?
Intuit shut down Mint in January 2024, redirecting users to Credit Karma. Many former Mint users are looking for a privacy-focused alternative that doesn't require handing over bank credentials to a third-party aggregator.
Can I import my Mint export into LiteWork Finance?
Yes. If you exported your Mint data as a CSV, you can upload it directly using AI Import. The AI reads the file and categorises your transactions automatically. You review everything before anything is saved.
Ready to make the switch?
Free forever, no bank linking, no data selling. Takes 60 seconds to get started.
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