Is LiteWork Finance really free?
Yes. The free plan includes income and expense tracking, charts, budgets, net worth tracking, financial goals, year-at-a-glance, search, CSV export, and 1 monthly AI credit. No trial, no credit card, no expiration. PRO unlocks 50 monthly AI credits (for imports, roasts, and health reports), an ad-free experience, and priority support.
How does the AI import feature work?
Upload a CSV, PDF bank statement, or even a screenshot of your transactions. Our AI reads the data, auto-categorizes each transaction (groceries, dining, bills, etc.), and lets you review everything before importing. It saves hours of manual entry.
Is my financial data secure?
Your financial data never touches our servers. It's stored directly in Google Cloud Firestore under your own account with strict per-user security rules - only you can access it. All data is encrypted in transit (TLS) and at rest by Google Cloud infrastructure. We use Google OAuth for authentication, so we never see or store your password. We don't use Plaid, we don't link to your bank, and we never share or sell your information. If you delete your account, your data is gone - we have nothing to retain.
Does it work on mobile?
LiteWork Finance is a responsive web app that works great on any device. Open it in your phone's browser and add it to your home screen for an app-like experience. No download required.
What payment methods do you accept?
PRO subscriptions are processed through Creem, which supports global card and wallet payment methods in most regions.
Can I cancel anytime?
Yes, cancel anytime from your account. You'll keep PRO access until the end of your billing period. No cancellation fees, no questions asked.
How do cookie preferences work?
When you first visit, you can Accept, Reject, or Manage cookie preferences. Essential cookies stay on for core functionality, and analytics only turns on if you opt in. You can change this any time using the Cookie settings action in the footer.
How is this different from other budget apps?
Most budget apps are bloated, expensive, or require linking your bank - handing your credentials to a third party. LiteWork Finance is purpose-built for Gen Z: fast, minimal, and privacy-first. We never store your financial data on our servers or ask for bank access. Your data lives in your own Google Cloud account. Plus, our AI import lets you skip the tedious manual entry that makes people quit budgeting. Free to start, no trial, no catch. And at $3.99/month for PRO (or buy credits as you go), it's a fraction of what competitors charge.
What are credits?
Credits let you use AI features without a subscription. AI Import costs 2 credits, Financial Roast costs 1 credit, and Health Report costs 3 credits. Free users get 1 monthly AI credit and PRO users get 50 monthly AI credits; monthly credits reset each month. Referral and purchased credits are permanent and do not expire.
What is the fair usage limit for PRO?
PRO gives you 50 monthly AI credits for imports, roasts, and health reports combined. Most users never come close to this. If you need more, you can buy credit top-ups that are permanent. Monthly PRO credits reset on the 1st of each month.
Do you have a referral program?
Yes! Share your unique referral link and both you and your friend get 3 free credits when they sign up. Find your link in your Profile (top-right of the app).