Finance Tracker

Know where your money goes. Build what matters.

LiteWork gives you one clean view of spending, budgets, and net worth, plus AI Import, Roast/Coach mode, and Health Reports when you want deeper insights. Your data stays in your own Google Cloud account, not ours.

Join a growing community of 6 users.

We're transparent about our numbers because we're transparent about everything.

We believe in authentic growth over vanity metrics.

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Built differently. On purpose.

We're not backed by VC money or chasing growth at any cost. Here's what that actually means for you.

Bootstrap & indie built

No investors, no board, no pressure to monetise your data. Every decision is made by a small team building something we'd actually use. That means slower growth and faster fixes - and we're fine with that trade.

Real user feedback drives development

Features get built because users ask for them, not because a roadmap deck says so. If you request something that makes sense, there's a good chance it ships within weeks, not quarters.

Privacy-first - no bank linking, ever

Most budget apps treat privacy as a footnote. We made it the foundation. We'll never ask you to hand over your bank login to a third-party connector. Manual entry and AI import keep you in control.

Your data stays in your Google Cloud

Your financial data is stored directly in your own Google Cloud Firestore account - not on our servers. We can't read it, sell it, or lose it in a breach. You own it entirely.

Everything you need to run your money smarter

Everything important in one flow: daily tracking, big-picture insights, and serious privacy defaults - no bank-linking and no selling your financial data.

01 / 12

Track Income & Expenses

Log every transaction with categories, notes, and card tracking. See exactly where your money goes each month.

  • Built for quick entry so you can keep momentum.
  • Organize by category, card, and date without clutter.
  • Stay consistent with one clear monthly snapshot.
More day-to-day tools

Small features that make budgeting easier to stick with.

Cards & Banks
Link transactions to specific cards and monitor spending patterns.
Beautiful Charts
Interactive visuals show category split and monthly trend direction.
Year-at-a-Glance
Review monthly totals and patterns in a single summary table.

Set up fast, stay consistent

No complicated onboarding. No bank-linking maze. Just clear money tracking that sticks.

01

Sign in with Google

Sign in once with Google. Your data is stored in your own cloud account and synced across devices automatically.

02

Add your transactions

Add income, spending, and investments manually, or use AI Import to handle statement data in minutes.

03

See the full picture

Use charts, budgets, and net worth tracking to see your progress clearly and make better decisions faster.

Built on user feedback

Every feature we ship started as a real request from a real user. Here's the loop.

Start free, upgrade only if it pays off

No credit card to start. No weird trial traps. Free is fully usable, long-term.

Best for starting
Free
$0 /forever
Start clean and build the habit before spending a penny.
  • Income & expense tracking
  • Charts & visual breakdowns
  • Year-at-a-glance table
  • Unlimited cards/banks
  • Per-category budgets
  • Net worth tracking
  • Financial goals
  • Custom categories
  • CSV export
  • Global search
  • 1 monthly AI credit (resets monthly)
  • Use credits on Import, Roast, or Health Report
  • Ads shown
Get Started Free
Built for momentum
Pro
$3.99 /mo
Or $29.99/year (save 37%)
For people who want faster, deeper insights: run AI Import, Roast/Coach, and Health Reports all month without micromanaging top-ups.
  • Everything in Free, plus:
  • 50 monthly AI credits (resets monthly)
  • Financial Health Report (AI-powered)
  • Financial Roast + Coach mode (shared tone control)
  • Ad-free experience
  • Priority support
PRO vs pay-as-you-go credits
50 AI ops via credits is about $19.98/month (2 x 25-credit packs).
PRO gives you the same usage for $3.99/month.
Unlock PRO Insights
Need flexibility? Go pay-as-you-go.

Buy credits for one-off AI features without a subscription. AI Import is 2 credits, Roast is 1, and Health Report is 3. Referral and purchased credits are permanent.

10 credits - $4.99 25 credits - $9.99 (save 20%)

Works on your phone, tablet, and desktop

No app download required. Open it in your browser and add to your home screen for an app-like experience on iOS and Android.

LiteWork Finance add transaction screen on mobile
Add transactions
LiteWork Finance budget dashboard on mobile
Budget overview
LiteWork Finance net worth tracking on mobile
Net worth

Fully responsive across any screen size - just open your browser and go.

No download. No account store. Works on iOS Safari and Chrome Android.

Questions you should ask before picking a budget app

Is LiteWork Finance really free?

Yes. The free plan includes income and expense tracking, charts, budgets, net worth tracking, financial goals, year-at-a-glance, search, CSV export, and 1 monthly AI credit. No trial, no credit card, no expiration. PRO unlocks 50 monthly AI credits (for imports, roasts, and health reports), an ad-free experience, and priority support.

How does the AI import feature work?

Upload a CSV, PDF bank statement, or even a screenshot of your transactions. Our AI reads the data, auto-categorizes each transaction (groceries, dining, bills, etc.), and lets you review everything before importing. It saves hours of manual entry.

Is my financial data secure?

Your financial data never touches our servers. It's stored directly in Google Cloud Firestore under your own account with strict per-user security rules - only you can access it. All data is encrypted in transit (TLS) and at rest by Google Cloud infrastructure. We use Google OAuth for authentication, so we never see or store your password. We don't use Plaid, we don't link to your bank, and we never share or sell your information. If you delete your account, your data is gone - we have nothing to retain.

Does it work on mobile?

LiteWork Finance is a responsive web app that works great on any device. Open it in your phone's browser and add it to your home screen for an app-like experience. No download required.

What payment methods do you accept?

PRO subscriptions are processed through Creem, which supports global card and wallet payment methods in most regions.

Can I cancel anytime?

Yes, cancel anytime from your account. You'll keep PRO access until the end of your billing period. No cancellation fees, no questions asked.

How do cookie preferences work?

When you first visit, you can Accept, Reject, or Manage cookie preferences. Essential cookies stay on for core functionality, and analytics only turns on if you opt in. You can change this any time using the Cookie settings action in the footer.

How is this different from other budget apps?

Most budget apps are bloated, expensive, or require linking your bank - handing your credentials to a third party. LiteWork Finance is purpose-built for Gen Z: fast, minimal, and privacy-first. We never store your financial data on our servers or ask for bank access. Your data lives in your own Google Cloud account. Plus, our AI import lets you skip the tedious manual entry that makes people quit budgeting. Free to start, no trial, no catch. And at $3.99/month for PRO (or buy credits as you go), it's a fraction of what competitors charge.

What are credits?

Credits let you use AI features without a subscription. AI Import costs 2 credits, Financial Roast costs 1 credit, and Health Report costs 3 credits. Free users get 1 monthly AI credit and PRO users get 50 monthly AI credits; monthly credits reset each month. Referral and purchased credits are permanent and do not expire.

What is the fair usage limit for PRO?

PRO gives you 50 monthly AI credits for imports, roasts, and health reports combined. Most users never come close to this. If you need more, you can buy credit top-ups that are permanent. Monthly PRO credits reset on the 1st of each month.

Do you have a referral program?

Yes! Share your unique referral link and both you and your friend get 3 free credits when they sign up. Find your link in your Profile (top-right of the app).